Income Statement Assessment
TOOL E6 This tool provides you with questions to help you assess the sustainability of profits in a business model
Critical Issues for Standstills or Restructuring
TOOL 6.3 Standstill/Reference date (starting point) Identities of the parties involved How the exposure to the borrower is calculated Term
Reducing Exposure with Client Consent
TOOL 6.1 A number of the following conditions need to be present for this option to be practical. Bilateral Loan
A Structured Approach to Handling Problem Loans 3
TOOL 6.0 What are the Banks Options? 1. Do Nothing – Is repayment due soon?– If situation is too uncertain
Definition and Measurement Of PLS
TOOL 5.5 Profitability Definition Ratio Measurement The ability of a company to add value from the costs incurred in the
Asset Conversion Cycle (ACC)
TOOL E8 This tool helps you identify key risk messages from the analysis of the Asset Conversion Cycle (ACC).
Financial Risks and Mitigants
TOOL 5.4 Key Questions Is this issue a risk? Is this risk mitigated? Is it a natural mitigant for another
Client Recovery Strategies
TOOL 5.3 Confirm Your Perception of the Stage in the Cash Crisis (See Separate Tool) Short Term Strategies Whatever the
Analysis of Management in a Problem Loan
TOOL 5.2 Management Structure Policy / Planning Information & Systems
