Client Facility Monitoring Plan
TOOL 2.0 CLIENT RISK PROFILE Documentation Checked: (Please insert date) Any exceptions noted Y/N? If Yes, please list. Any issues still
Detection of Early Warning Signals 5
TOOL 1.4 PROPERTY INVESTORS Business • Loss of key personnel • Major acquisition/divestment • Significant increase in or change in nature of
Detection of Early Warning Signals 4
TOOL 1.3 RESIDENTIAL DEVELOPERS Business • Problems at major suppliers • Major upward shift in price of key inputs (raw materials,
Detection of Early Warning Signals 3
TOOL 1.2 FINANCIAL Financial Ratios etc. • Deterioration in any financial ratios (Earning Capacity, Liquidity & Cash Flow, Solvency) (See
Detection of Early Warning Signals 2
TOOL 1.1 BUSINESS/OPERATIONAL Business • Change in the nature of the business • Loss of important product lines, franchises, distribution rights,
Detection of Early Warning Signals 1
TOOL 1.0 INTERNAL BANK The extent to which this is a source of “red flags” depends on the type of
Balance Sheet Assessment
TOOL E10 This tool provides you key questions for assessing the quality of the capital and the strength of the
Financial Risk Analysis Overview
TOOL E4 This tool provides an overview of the four major components of financial risk analysis that together determine the
Legal Counterparties and Credit Base
TOOL B1 This tool is to help you identify and prioritize key players which must be analyzed in the course
Liquidating Security / Collateral
TOOL 6.4 Can we exit by simply realising/liquidating/selling the assets we hold as security/collateral? What are the expected proceeds of
