To create a stylized balance sheet and income statement using Citibank’s latest financials, I extracted data from their 2024 Q3 filings and 2023 annual report, which provide a comprehensive view of their financials【37†source】【38†source】【39†source】.
Balance Sheet Highlights (as of 2023)
- Assets:
- Cash and Cash Equivalents: $277 billion
- Investments: $434 billion (held-to-maturity and available-for-sale securities)
- Loans: $665 billion (net of allowance for loan losses)
- Other Assets: $227 billion (derivatives, goodwill, etc.)
- Total Assets: $1,603 billion
- Liabilities:
- Deposits: $1,189 billion (primary funding source)
- Long-term Debt: $245 billion
- Other Liabilities: $115 billion (derivatives, deferred tax liabilities)
- Total Liabilities: $1,549 billion
- Equity:
- Common Stockholders’ Equity: $123 billion
- Non-controlling Interests: $1 billion
- Total Equity: $124 billion
Income Statement Highlights (2023 YTD)
- Revenues:
- Net Interest Income: $43 billion (key driver for traditional banking)
- Non-interest Income: $24 billion (fees, trading gains)
- Total Revenue: $67 billion
- Expenses:
- Operating Expenses: $42 billion (technology, employee costs)
- Provisions for Credit Losses: $4 billion
- Net Income: $14 billion
These figures can be tailored into visualizations to highlight career roles across banking functions.
Visual Mapping for Career Roles
Using the balance sheet and income statement:
- Front Office (Revenue Generators):
- Net Interest Income: Linked to roles in Commercial Banking and Investment Banking.
- Non-interest Income: Highlights positions in Wealth Management, Treasury, and Trading.
- Middle Office (Risk Management & Analytics):
- Allowance for Loan Losses: Relates to Credit Risk Analysts.
- Other Liabilities (Derivatives): Involves Risk Managers and Market Analysts.
- Back Office (Operations & Support):
- Operating Expenses: Includes teams like Technology, Compliance, and HR.
Stylized Visuals Plan for Slide Deck:
Slide 1: Summary Balance Sheet
- Large icons representing asset categories.
- Color-coding: Green for Assets (#4CAF50), Red for Liabilities (#F44336), Blue for Equity (#2196F3).
Slide 2: Income Statement Overview
- Horizontal bar graphs for revenues and expenses.
- Accent colors: Revenue (#FFC107) and Net Income (#4CAF50).
Slide 3: Careers by Function
- Sankey diagram showing links between financial line items and job roles.
- Neutral backgrounds with vibrant role highlights.
If you’d like, I can provide draft PowerPoint slides or additional customized visualizations based on this structure!
