Category: IEWS tools

TOOL 1.3 RESIDENTIAL DEVELOPERS Business • Problems at major suppliers • Major upward shift in price of key inputs (raw materials,

TOOL 1.2 FINANCIAL Financial Ratios etc. • Deterioration in any financial ratios (Earning Capacity, Liquidity & Cash Flow, Solvency)  (See

TOOL 1.1 BUSINESS/OPERATIONAL Business • Change in the nature of the business • Loss of important product lines, franchises, distribution rights,

TOOL 1.0 INTERNAL BANK  The extent to which this is a source of “red flags” depends on the type of

TOOL 6.4 Can we exit by simply realising/liquidating/selling the assets we hold as security/collateral? What are the expected proceeds of

TOOL 6.3 Standstill/Reference date (starting point) Identities of the parties involved How the exposure to the borrower is calculated Term

TOOL 6.2

TOOL 6.1 A number of the following conditions need to be present for this option to be practical. Bilateral Loan

TOOL 6.0 What are the Banks Options?  1. Do Nothing  – Is repayment due soon?– If situation is too uncertain

TOOL 5.5 Profitability Definition Ratio Measurement  The ability of a company to add value from the costs incurred in the