Category: IEWS tools

TOOL 4.4 EARLY ACTION 1: LIMIT / REDUCE EXPOSURE (WITHOUT CLIENT CONTACT) INTERNALLY The potential of loss to the bank

TOOL 4.3 Whatever the type of collateral i.e. physical / or financial / intangible, a desk top valuation should start

TOOL 4.2 Facility 1 Facility 2 Facility 3 Facility description Committed/Uncommitted? C/U C/U C/U Actual/Contingent? A/C A/C A/C Limit (Currency?)

TOOL 4.1 Legal counterparty • The party to whom we have the legal right to ask repayment from Examples •

TOOL 4.0 BANK ACTION – 7 INTERNAL STEPS Steps Tool 1. Establish who is the Borrower and the Credit base

TOOL 3.0 Source 1. Chamber of Commerce • Is the company properly established/registered? 2. Fiscal authority • Who are the

TOOL 2.2 PRACTICAL CHECKLIST DATA SOURCE & COVENANT BREACH HISTORY 1. What is the source of the information about the

TOOL 2.1 Stage One – Cash Concern • Liquidity under pressure – management make cash management a priority • Expenses reduced –

TOOL 2.0 CLIENT RISK PROFILE  Documentation Checked: (Please insert date) Any exceptions noted Y/N? If Yes, please list. Any issues still

TOOL 1.4 PROPERTY INVESTORS  Business • Loss of key personnel • Major acquisition/divestment • Significant increase in or change in nature of